hweraa

In the recent past the bank charges can be described as one trouble following another topic Not long ago the two banks raised from the Guangdong Interbank ATM cash withdrawal fees as a fuse to the recent media exposure there are four cross-bank transfer fee online banking is also dark rose magnitude of the event is expanding For a time the public will attack together on the banks the two sides on this issue in the charges accumulated contradictions long dominance even the Development and Reform Commission China Banking Regulatory Commission have also come forward to stand Recommended Reading Bank tiffany Weekly Beijing Agricultural firms Piandai court case the central bank proposed a number of banks competing to floating interest rates on deposits and paid tuition fee discount CBRC investment demand to curb real estate speculation in credit card loans for six months will be considered attained a negative growth of structure allows the yuan Foreign investment to increase deposit rates in the biggest obstacle to yuan from the bank depositors and bank remnant battle of wits In fact the essence of the problem is not the business of handling a document transferred to yuan from yuan to calm the jordan shoes dispute is not simply cancel Counting costs that simple Press interviews and to understand the situation through the multi-found the current debate on the issue of bank charges mainly reflected in three aspects First whether the banks to provide the necessary free services Business practices and how to strike a balance between corporate social responsibility Second fee-based services for the presence of King terms The interests of customers to be protected Third the current operations of commercial banks involved in the market or the monopolistic behavior A Debate Free Service should or should not exist Many of the current online jewelry bank charges for services some people said the unacceptable For example a client to the press report The bank holding company lending money to the depositors money give us so little interest on deposits Over the past year to print a bill it should be then what has money Some people believe that bank Counting fee income of low-income groups suspected of discrimination If someone took the whole box of hundred dollar bills they are only too welcome interview a lot of people said that the bank is now all the money lack of social responsibility In response banks canada goose seem well-founded answers A commercial banking department people told reporters that in the past the banks to take on the assign roles of financial capital Jihua not commercial enterprises many services provided free of charge Zhe let the public form a wrong impression that things for granted He believes that people used to eat this free lunch concept should be changed As to the specific charges he said The bank is the cost of printing bills the ATM online banking more on the cost of inputs a fee is reasonable The Counting fees because banks and other customers take ugg cardy boots up resources but also for fair consideration There s mass media from to the present bank charges services from to Whether the pressure for cost control or profit bank charges the trend has been formed But the problem is that had collected a number of charges are reasonable and legitimate in which the existence of fish in troubled waters and are currently difficult to assert According to the NDRC and the China Banking Regulatory Commission is drafting the price of commercial banking services management approach draft commercial banks should bear certain social responsibilities and called For the immediate interests winter jackets of ordinary people involved in the implementation of some services free of charge It seems that the highlight of the next step is cleaning up and standardizing the business and to pay the cost of re-evaluation so that the common people which services the free and what services need to make payments and pay a reasonable number of pretty well Second Debate contract or King terms In addition to bank charges Even the complaints the most current public dissatisfaction with the bank which has always been to a few strong gestures so-called Diandaqike which is mainly reflected in service pink hair straighteners charges in the contract Overlord clause A client to reflect as banks causes bank card can not be used to replace the new card were required to pay yuan Changing Card fees bank staff explained that as long as the fill card or card replacements you have to pay the bank provides If such a rule if not attributed to King terms it obviously unreasonable the lack of work While another users experience more easily arouse sympathy - he in a bank outlets to a friend Interbank funds transfer pay the yuan fee but later found the other party ghd did not receive the money and verified by the bank transfer failure but the bank refused to refund the fee The key is that both sides understand the provisions of the contract is ambiguous Customers that only the transfer fee should be on success and banks that as long as the customer fill in the information sent successfully transfer information transfer have been completed you should pay In this regard some experts said some of the concepts of the textual representation is not clear exactly easily lead to disagreement Dan Zhi Ding as He Tong s side and interpretation burberry scarf of Du in the banking sector consumers clearly at a disadvantage so Qi difficult to defend However banks are faced with customer complaints are also accused For example some customers in the process of business does not carefully read the agreement such as a problem but told bank fraud Bank ATM cash withdrawal or a net adjustment of bank transfer fees also announced at the network and to some customers saying that we secretly prices One bank employee said In addition he also said that as a smart consumer to the bank to do business should Xiangqu mall Mai jewellry things to the real estate Kan Fangzainayang on products and services are well understood and multiple comparisons in particular Yao Zixiyuedu Getongtiaokuan to avoid unnecessary trouble You Zhuanjiazhichu financial products and services is much more complicated Xiangbi other Xing Ye Hennanyaoqiu ordinary people right Hetongxijie He Qi Zhong risk Nenggou a clear and accurate judgments of Li Jie Jin Jin Kao Yin Xing self Yebuxianshi In this way government regulation and public supervision is very important In his view may wish to consider the introduction of third-party rating agencies or the establishment of financial consumer protection agency Third Debate christian louboutin price competition or price fixing When many people blamed banks ATM cash withdrawal fee on the transferred cross-bank yuan is price fixing the head of a Bank Credit Card Center told the press that compared to petroleum telecommunications industry banks have a very good competition market so a number of banks in order to survive fierce competition the fee from yuan to four yuan but also just cover the cost Moreover not all areas prices of all banks the customer still has options monopolization claim does not make sense But there are views that several large commercial banks especially ugg boots state-owned banks it is easy to reach a tacit understanding in the charges to form a de facto monopoly prices resulting in the so-called market adjustment of the distortion Some scholars have pointed out sternly Bank in the money means the market at the same time making money and not fully market-oriented means In interest rates is not fully open the case on the one hand and bring enormous benefits spreads on the other hand the question of the charges and the customer care too much about Operators of small accounts which is something that the public right bank P90X where the root causes of discontent Of course breaking the monopoly to achieve real market competition China s financial reform has yet to be further deepened It should be said gate fee incident has a very positive sense the problem would not only help to regulate the behavior of bank service charges to speed up the introduction of legislation has further safeguard the interests of consumers Meanwhile the controversy and discussion on this issue but also contribute to contradictory views of both sides in the confrontation and communication increase consensus so as to make reasonable choices Writer Xie